Tim Kavanaugh

Tim Kavanaugh has carved out a niche helping startups and early-stage businesses secure their first rounds of institutional financing. With 13 years in commercial lending and a background in entrepreneurship himself, Tim understands the unique challenges founders face when approaching lenders for the first time.

Tim specializes in SBA microloans, SBA Express loans, and alternative financing products designed for businesses with limited operating history. He has helped over 400 startups and early-stage companies across tech, food & beverage, professional services, and light manufacturing access their first business loans.

His consultative process begins well before the application — Tim works with clients on their financial story, documentation readiness, and credit positioning to maximize approval odds. He's known as the loan officer who says 'yes' when others say 'not yet.'

"Every empire started with a first dollar — let's make yours count."

— Tim Kavanaugh