
Senior Loan Officer
SBA Lending & Minority Business Finance
Cheryl Johnson has dedicated her 17-year career to expanding access to capital for minority-owned, women-owned, and underserved businesses. As a senior SBA lending specialist at Indymae, she brings both technical expertise and genuine passion to every client relationship.
Cheryl has deep experience navigating SBA 7(a) and Express loan programs, and has developed strong partnerships with CDFI lenders and community development organizations that allow her to find solutions for clients who may not qualify through traditional channels. She has originated over $150 million in SBA-backed loans throughout her career.
Her approach is deeply personal — she takes time to understand each business owner's story, goals, and challenges before identifying the right path forward. Cheryl is also a sought-after speaker at entrepreneurship conferences and SCORE workshops nationwide.
"Access to capital shouldn't depend on who you know — it should depend on what you've built."
— Cheryl Johnson
Areas of Expertise
Work with Cheryl
Ready to explore your financing options? Cheryl is here to help.
Published Articles
SBA Loans Port St. Lucie FL
Port St. Lucie business owners can use SBA loans to refinance high-interest debt. Learn rates, eligibility, and how Indymae can help you save more.
2026-10-09
ReadSBA Loans Jacksonville FL
Find the right SBA lender in Jacksonville, FL with our 2026 guide. Compare loan types, rates, and tips to match your business with the best financing.
2026-10-06
ReadSBA Loans Port St. Lucie FL
Need fast business funding in Port St. Lucie, FL? Learn how SBA Express loans offer same-day credit review, up to $350K, and rates from 9.50% APR.
2026-09-30
ReadSBA Loans Jacksonville FL Neighborhoods
Discover how SBA Express loans can help Riverside Jacksonville small businesses access fast funding up to $350,000. Learn rates, eligibility, and how to apply.
2026-09-21
ReadSBA Loans Hialeah FL Neighborhoods
Discover SBA loan options for minority-owned businesses in Hialeah and Hialeah Gardens, FL. Real rates, eligibility tips, and how to apply in 2026.
2026-09-15
ReadSBA Loans Tallahassee FL
Discover how long SBA loan approval takes for Tallahassee businesses in 2026, with real timelines, tips, and local lending guidance from Indymae.
2026-09-02
ReadSBA Loans Columbus GA Neighborhoods
Discover how North Columbus, GA small businesses can access SBA 7(a) and Express loans in 2026. Real rates, eligibility rules, and how Indymae can help.
2026-08-27
ReadSBA Loans Orlando FL
Discover how Orlando tourism businesses can use SBA loans to grow, renovate, and thrive. Real rates, eligibility rules, and local lending tips for 2026.
2026-08-21
ReadSBA Loans Florida
Discover how Florida small business owners can use SBA 7(a) loans to grow in 2026. Rates, eligibility, and how to apply — explained clearly.
2026-08-20
ReadSBA Loans Hialeah FL Neighborhoods
Discover how SBA Express loans can help East Hialeah, FL small businesses access fast funding up to $350,000 with competitive rates in 2026.
2026-08-12
ReadOwner-Occupied CRE
Learn how to refinance your owner-occupied commercial property in 2026. Compare SBA 7(a) options, rates, and steps to lower your costs and free up capital.
2026-08-07
ReadSBA Application Process
Discover the most common SBA loan denial reasons in 2026, what disqualifies borrowers, and how to fix issues before reapplying. Expert tips inside.
2026-08-07
ReadTopic Clusters