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Cheryl Johnson

Senior Loan Officer

Cheryl Johnson

SBA Lending & Minority Business Finance

Cheryl Johnson has dedicated her 17-year career to expanding access to capital for minority-owned, women-owned, and underserved businesses. As a senior SBA lending specialist at Indymae, she brings both technical expertise and genuine passion to every client relationship.

Cheryl has deep experience navigating SBA 7(a) and Express loan programs, and has developed strong partnerships with CDFI lenders and community development organizations that allow her to find solutions for clients who may not qualify through traditional channels. She has originated over $150 million in SBA-backed loans throughout her career.

Her approach is deeply personal — she takes time to understand each business owner's story, goals, and challenges before identifying the right path forward. Cheryl is also a sought-after speaker at entrepreneurship conferences and SCORE workshops nationwide.

"Access to capital shouldn't depend on who you know — it should depend on what you've built."

— Cheryl Johnson

Areas of Expertise

  • SBA 7(a) & Express Loans
  • Minority & Women-Owned Business Finance
  • CDFI & Community Lending
  • Business Plan Assessment
  • Underserved Market Solutions
  • Entrepreneur Advocacy

Work with Cheryl

Ready to explore your financing options? Cheryl is here to help.

Published Articles

Written by Cheryl

SBA Debt Refinancing for Port St. Lucie Business Owners 2026

SBA Loans Port St. Lucie FL

SBA Debt Refinancing for Port St. Lucie Business Owners 2026

Port St. Lucie business owners can use SBA loans to refinance high-interest debt. Learn rates, eligibility, and how Indymae can help you save more.

2026-10-09

Read
Jacksonville SBA Lender Match Guide 2026

SBA Loans Jacksonville FL

Jacksonville SBA Lender Match Guide 2026

Find the right SBA lender in Jacksonville, FL with our 2026 guide. Compare loan types, rates, and tips to match your business with the best financing.

2026-10-06

Read
SBA Express Loans Port St. Lucie FL: Same-Day Credit Review 2026

SBA Loans Port St. Lucie FL

SBA Express Loans Port St. Lucie FL: Same-Day Credit Review 2026

Need fast business funding in Port St. Lucie, FL? Learn how SBA Express loans offer same-day credit review, up to $350K, and rates from 9.50% APR.

2026-09-30

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SBA Express Loans for Riverside Jacksonville Businesses 2026

SBA Loans Jacksonville FL Neighborhoods

SBA Express Loans for Riverside Jacksonville Businesses 2026

Discover how SBA Express loans can help Riverside Jacksonville small businesses access fast funding up to $350,000. Learn rates, eligibility, and how to apply.

2026-09-21

Read
Minority-Owned Business SBA Loans in Hialeah Gardens & Hialeah 2026

SBA Loans Hialeah FL Neighborhoods

Minority-Owned Business SBA Loans in Hialeah Gardens & Hialeah 2026

Discover SBA loan options for minority-owned businesses in Hialeah and Hialeah Gardens, FL. Real rates, eligibility tips, and how to apply in 2026.

2026-09-15

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SBA Loan Approval Timeline for Tallahassee Businesses 2026

SBA Loans Tallahassee FL

SBA Loan Approval Timeline for Tallahassee Businesses 2026

Discover how long SBA loan approval takes for Tallahassee businesses in 2026, with real timelines, tips, and local lending guidance from Indymae.

2026-09-02

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SBA Loans for North Columbus GA Businesses: 2026 Guide

SBA Loans Columbus GA Neighborhoods

SBA Loans for North Columbus GA Businesses: 2026 Guide

Discover how North Columbus, GA small businesses can access SBA 7(a) and Express loans in 2026. Real rates, eligibility rules, and how Indymae can help.

2026-08-27

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SBA Loans for Orlando Tourism Businesses: 2026 Guide

SBA Loans Orlando FL

SBA Loans for Orlando Tourism Businesses: 2026 Guide

Discover how Orlando tourism businesses can use SBA loans to grow, renovate, and thrive. Real rates, eligibility rules, and local lending tips for 2026.

2026-08-21

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SBA 7(a) Loan Guide for Florida Entrepreneurs 2026

SBA Loans Florida

SBA 7(a) Loan Guide for Florida Entrepreneurs 2026

Discover how Florida small business owners can use SBA 7(a) loans to grow in 2026. Rates, eligibility, and how to apply — explained clearly.

2026-08-20

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SBA Express Loans for East Hialeah Businesses in 2026

SBA Loans Hialeah FL Neighborhoods

SBA Express Loans for East Hialeah Businesses in 2026

Discover how SBA Express loans can help East Hialeah, FL small businesses access fast funding up to $350,000 with competitive rates in 2026.

2026-08-12

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Owner-Occupied CRE Refinancing Guide for Small Business Owners 2026

Owner-Occupied CRE

Owner-Occupied CRE Refinancing Guide for Small Business Owners 2026

Learn how to refinance your owner-occupied commercial property in 2026. Compare SBA 7(a) options, rates, and steps to lower your costs and free up capital.

2026-08-07

Read
SBA Loan Denial Reasons: Why You Got Rejected in 2026

SBA Application Process

SBA Loan Denial Reasons: Why You Got Rejected in 2026

Discover the most common SBA loan denial reasons in 2026, what disqualifies borrowers, and how to fix issues before reapplying. Expert tips inside.

2026-08-07

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