Growth capital financing
Growth Financing

Growth Capital Financing

Fast, flexible capital for growing businesses — no personal guarantee required.

Indymae connects directly to your business financials to underwrite growth and cash flow with precision and speed — eliminating the back-and-forth of traditional credit underwriting. If your business has a proven track record of sustainable revenue and growth, we have the capital.

Facility Size

$1M – $7M

Term

12 – 36 months

Initial Decision

24 – 48 hrs

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What We Look For

Is your business a fit?

Annual Revenue$3M – $50M
YoY Revenue Growth2.5%–5% minimum
Credit CriteriaDebt Service Coverage (DSCR)
Personal GuaranteeNot Required
GeographyUnited States & Canada

Deal Structure

How facilities are built

Facility Size$1M – $7M
Rate1.0% – 1.5% per month
Term12 – 36 months
Structure OptionsTerm loan · Delayed draw · Multi-tranche
Use of FundsGrowth · Working Capital · Refi · Debt Restructuring · Acquisition
Initial Decision24 – 48 hours

How It Works

From submission to decision

1

Submit your application

Share a one-pager or business overview with our team.

2

Connect Your Financials

For faster underwriting, you have the option to securely connect your business financial accounts directly — simplifying the process and reducing the need for additional documents.

3

Screening Decision

Receive a decision in 24–48 hours, with detailed feedback either way.

Why Businesses Choose Indymae

Built for speed and flexibility

No Personal Guarantee

Removes the most common friction point in growth financing.

Transparent Decisions

You get the exact reasoning behind every decision — no guessing.

Direct Underwriting

We connect directly to your financials — no exhaustive diligence list. Option to connect directly for faster underwriting.

Flexible Structure

Term, draw schedule, and tranche tailored to your business model.

Recent Fundings

A track record across industries

Company names anonymized — industry descriptors only.

SaaS

B2B SaaS / IT Services

Debt refinancing

$4.0M raised
SVC

Professional Services

Acquisition financing

$4.5M raised
HC

Healthcare / Telehealth

Growth financing

$5.0M raised
DTC

Consumer Brand / DTC

Growth financing

$1.5M raised

FAQ

Common questions

Ready to grow with Indymae Growth Capital?

Submit your deal and get a screening decision in 24–48 hours — no personal guarantee required.

No Personal Guarantee 24–48 Hour Decision Industry Agnostic

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