Business Loans
One loan. Endless possibilities — fund your next move.
A business loan delivers a lump sum of capital with terms structured to fit your cash flow. From unsecured term loans to asset-backed facilities, Indymae matches you with the right structure — equipment, expansion, hiring, inventory, or refinancing — based on your profile and goals.
Loan Amount
$10K – $5M
Term
6 – 84 months
Why Choose This Product
Built for Your Business
Fixed Monthly Payments
Know exactly what you owe each month so budgeting and cash flow stay predictable.
Unsecured Options
Many programs require no collateral — approval is based on creditworthiness and business performance.
Up to $5M
From a small operational boost to a major expansion, we fund businesses at every stage.
Fast Decisions
Most approvals arrive within 24–48 hours with minimal documentation.
Rate Guide
Business Loans — Current Rates
Rates are estimates based on the current WSJ Prime Rate (7%). Your actual rate depends on loan amount, term, lender, and creditworthiness. Updated September 2026.
| Loan Amount | Term Range | Starting Rate | Est. APR | Collateral |
|---|---|---|---|---|
| $10K – $50K | 6–24 months | Starting at 9% | ~12%–20% | None required |
| $50K – $250K | 12–48 months | Starting at 7.5% | ~10%–15% | None required |
| $250K – $5M | 24–84 months | Starting at 6.5% | ~8%–13% | May apply |
Eligibility
Do you qualify?
Not sure if you qualify?
Our advisors review your profile at no cost and tell you exactly what you qualify for — before you apply.
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Common questions
Business Insights
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